• Calculate Your Qualifying Income

  • Enter your gross income. This is BEFORE taxes are taken out.
  • Enter your minimum monthly payments to creditors only. Rent and utilities do not count. (Ex. credit cards, student loans, car payment, etc).
  • Confirm Maximum Limits

  • This is the "ideal" maximum amount your monthly payment can be using the current Debt-to-Income requirements. It can go over this number, but not by much.
  • This is the estimated maximum loan that you will qualify for.
  • Break Down the Numbers

  • Your principal and interest payment. Interest is based off the current average rates.
  • Estimated property taxes divided by 12.
  • Yearly homeowner's insurance divided by 12.
  • See Your Final Payment

    Just like with most mortgage loans, your final payment will roll everything into the final payment (i.e. taxes and insurance)
  • This is your estimated total monthly payment after everything is said and done.
  • This field is for validation purposes and should be left unchanged.