The Arizona Mortgage Hub
Local Phoenix, AZ Mortgage Loans
Calculate Your Qualifying Income
Enter your gross income. This is
taxes are taken out.
Enter your minimum monthly payments to creditors only.
Rent and utilities do not count
. (Ex. credit cards, student loans, car payment, etc).
Confirm Maximum Limits
Max Monthly Mortgage Payment
This is the "ideal" maximum amount your monthly payment can be using the current Debt-to-Income requirements. It can go over this number, but not by much.
Max Loan Amount
This is the estimated maximum loan that you will qualify for.
Break Down the Numbers
Estimated Monthly Mortgage Payment
Your principal and interest payment. Interest is based off the current average rates.
Estimated Monthly Property Taxes
Estimated property taxes divided by 12.
Estimated Monthly Home Insurance
Yearly homeowner's insurance divided by 12.
See Your Final Payment
Just like with most mortgage loans, your final payment will roll everything into the final payment (i.e. taxes and insurance)
Total Monthly Payment
This is your estimated total monthly payment after everything is said and done.
This field is for validation purposes and should be left unchanged.